International Personal Finance (IPF)

Sector:

Financial Services

Index:

FTSE 250

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220.80p
   
  • Change Today:
    -3.80p
  • 52 Week High: 388.80p
  • 52 Week Low: 148.50p
  • Currency: UK Pounds
  • Shares Issued: 257.22m
  • Volume: 206,498
  • Market Cap: £567.94m
  • RiskGrade: 244
  • Beta: 1.90

IPF Overview

Credit lender International Personal Finance was established in 1997 as a division of Provident Financial. The unit was demerged in July 2007. It runs a lending business in eastern Europe and Mexico, with Poland, the Czech Republic, Hungary and Slovakia the largest and most established of its markets.

1 Day Chart

6 Month Chart

Financials

Latest F'cast
Div Yield 3.2% 3.5%
Div Cover 4.2 3.5
Op Mrgn 22.1% 14.5%
ROCE 23.9%  
Latest F'cast
P/E 7.3 8.4
PEG 0.3 n/a
Pr/Revenue 0.9 0.9
Pr/Book 1.7  
Latest F'cast
Revenue 6.7% -1.4%
PBT 13.9% -7.4%
EPS 22.8% -13.3%
DPS 13.2% 6.6%

IPF Fundamentals

Year Ending Revenue (£m) Pre-tax (£m) EPS P/E PEG EPS Grth. Div Yield
31-Dec-07 409.80 47.00 12.64p 15.2 0.8 +20% 4.75p 2.5%
31-Dec-08 557.10 76.30 21.48p 6.5 0.1 +70% 5.70p 4.1%
31-Dec-09 550.20 61.70 17.78p 11.7 n/a -17% 5.70p 2.7%
31-Dec-10 608.70 88.20 24.57p 15.6 0.4 +38% 6.27p 1.6%
31-Dec-11 649.50 100.50 30.17p 5.7 0.2 +23% 7.10p 4.1%

a. Based on UK GAAP presentation of accounts - includes discontinued activities

IPF Forecasts

Year Ending Revenue (£m) Pre-tax (£m) EPS P/E PEG EPS Grth. Div Yield
31-Dec-12 640.22 93.10 26.16p 8.4 n/a -13% 7.57p 3.5%
31-Dec-13 711.74 110.93 31.52p 7.0 0.3 +20% 8.44p 3.9%

Copyright © 2012 FactSet Research Systems Inc. All rights reserved.

IPF Company Announcements

Result of AGM 24-May-2012 12:00 RNS
AGM Statement 24-May-2012 07:00 RNS
Holding(s) in Company 17-May-2012 11:43 RNS

IPF ShareCast News

IPF reports encouraging start 18-Apr-2012 ShareCast
London close: Bernanke comments fuel late sell-off 29-Feb-2012 ShareCast
International Power CFO sells entire stake in th... 29-Feb-2012 ShareCast

IPF Top Newspaper Links

Doorstep finance from IPF fills Hungary's bankin... 02-Apr-2009 Times
Tesco joins comparison site market with RBS back... 12-Sep-2007 The Scotsman

Latest IPF Director Deals

No deals were found in the last 28 days.

Note 1: Prices and trades are provided by Digital Look Corporate Solutions and are delayed by at least 15 minutes.

Note 2: RiskGrade figures are provided by RiskMetrics.

Note 3: Above ratios are on a 'per annum' basis, adjusted for corporate actions and based on the fundamentals of the primary listed security.

Note 4: Under IFRS, all figures are based on 'Continuing' operations unless otherwise stated.

Note 5: In the case of dual listed securities, broker recommendations and forecasts relate to the primary listing.

Note 6: Forecast figures based on normalised accounts.

 

IPF Market Data

Currency UK Pounds
Share Price 220.80p
Change Today -3.80p
% Change -1.69 %
52 Week High 388.80p
52 Week Low 148.50p
Volume 206,498
Shares Issued 257.22m
Market Cap £567.94m
Beta 1.90
RiskGrade 244

IPF Star Ratings

Compare performance with the sector and the market.
more star ratings
Key: vs Market vs Sector
Value
43.94% above the market average43.94% above the market average43.94% above the market average43.94% above the market average43.94% above the market average
13.70% above the sector average13.70% above the sector average13.70% above the sector average13.70% above the sector average13.70% above the sector average
Price Trend
5.76% above the market average5.76% above the market average5.76% above the market average5.76% above the market average5.76% above the market average
17.44% above the sector average17.44% above the sector average17.44% above the sector average17.44% above the sector average17.44% above the sector average
Income
37.80% above the market average37.80% above the market average37.80% above the market average37.80% above the market average37.80% above the market average
41.18% below the sector average41.18% below the sector average41.18% below the sector average41.18% below the sector average41.18% below the sector average
Growth
34.47% above the market average34.47% above the market average34.47% above the market average34.47% above the market average34.47% above the market average
24.48% above the sector average24.48% above the sector average24.48% above the sector average24.48% above the sector average24.48% above the sector average

What The Brokers Say

Strong Buy 6
Buy 0
Neutral 6
Sell 0
Strong Sell 0
Total 12
buy
Broker recommendations should not be taken as investment advice, and are provided by the authorised brokers listed on this page.

IPF Dividends

  Latest Previous
  Final Interim
Ex-Div 18-Apr-12 07-Sep-11
Paid 01-Jun-12 07-Oct-11
Amount 4.10p 3.00p

Trades for 30-May-2012

Time Volume / Share Price
16:35 50,254 @ 220.80p
16:29 29 @ 221.20p
16:29 398 @ 221.20p
16:29 22 @ 221.20p
16:27 400 @ 221.20p

IPF Key Personnel

Finance Director David Broadbent
CEO Gerard Ryan

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