Every product is ranked against its peers across the market and given a rating out of 5 stars. Products with the best rates in the market have 5 stars, and the worst rates in the market are given 1 star.
Product Details
|
Provider
|
First Direct
|
|
Name
|
1st Account (with firstdirectory)
|
AER %
|
£1 - £50 - % AER
|
0
|
|
£500 - % AER
|
0
|
|
£2500 - % AER
|
0
|
|
£5000 - % AER
|
0
|
|
£1,000 - % AER
|
0
|
|
£25000 - % AER
|
0
|
|
£50000 - % AER
|
0
|
|
£100000 - % AER
|
0
|
Bank Charges
|
Monthly Charge
|
9.95
|
|
Stopped Cheque Charge
|
7
|
|
Unpaid Cheque Charge
|
25
|
|
Unpaid Standing Order Charge
|
25
|
|
Unpaid Direct Debit Charge
|
25
|
Overdraft
|
Monthly Authorised Overdraft Rate
|
1.01
|
|
Monthly Unauthorised Overdraft Rate
|
1.01
|
|
Authorised Overdraft Rate-APR/EAR (%)
|
12.9
|
|
Unauthorised Overdraft Rate-APR/EAR (%)
|
12.9
|
Account Specifications
|
Minimum Monthly Credit (£)
|
0
|
|
Cheque Book
|
y
|
|
Internet Banking
|
y
|
