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Every product is ranked against its peers across the market and given a rating out of 5 stars. Products with the best rates in the market have 5 stars, and the worst rates in the market are given 1 star.
- APR on Purchases (%)
- APR on Balance Transfers (%)
- Annual Fee (£)
- Minimum Payment (£)
- Interest Free Period (Days)
Ranking
Comparison Table
| # | Card | APR on Purchases (%) | APR on Balance Transfers (%) | Annual Fee (£) | Minimum Payment (£) | Interest free period | Apply |
|---|---|---|---|---|---|---|---|
| 1 | Saga Platinum | 0 | 0 | 0 | 5 | 55 | Details |
| 2 | Barclaycard Flexi-Ra | 0 | 0 | 0 | 5 | 56 | Details & Apply |
| 13 | smart Credit Card | 0 | 0 | 0 | 5 | 59 | Details |
Product Details
| Provider | Halifax |
| Name | smart Credit Card |
General
| Annual Fee (£) | 0 |
| Interest Free Period (days) | 59 |
| Cash Rate (%/pm) | 1.805 |
| Min Payment (%) | 2 |
| Min Payment (£) | 5 |
| Cash Advance Charge (%) | 3 |
| Cash Advance Charge (£) | 3 |
APR (%)
| APR - Intro Purchases (%) | 0 |
| APR - Intro Balance Transfer (%) | 3 |
| APR - Purchases (%) | 0 |
| APR - Balance Transfer (%) | 0 |
| APR - Cash Advances (%) | 0 |
Balance Transfers
| Intro Balance Transfer Fee (%) | 3 |
| Intro Max Balance Transfer Fee (£) | ul |
| Intro Balance Transfer Rate (%/pm) | 0 |
| Balance Transfer Rate (%/pm) | 1.312 |
| Duration of Balance Rate | 9 months |
Purchase
| Intro Purchase Rate (%/pm) | 0 |
| Purchase Rate (%/pm) | 1.312 |
| Duration of Purchase Rate | 6 months |
International and Rewards
| International charge (%) | 2.95 |
| Cash-back scheme: (Y/N) | n |
| Air Miles: (Y/N) | n |
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